Start with $0.
Own it for $49 once.

How much does LockMargin cost? LockMargin Standard costs $49 one-time. No subscription, no account, no price hike in 18 months.

I tested this on my own invoices for 6 months before I felt comfortable charging for it. Try the workflow free, or own the full stack with one payment.

Early Access opens September 2026 — reserve your license now.

$49 one-time · No subscription · No account required · Your data stays yours forever

LockMargin dashboard: revenue, expenses, and project health on one screen

Two plans. One price that matters.

Try it

Start

$0
free to try

For freelancers testing the workflow.

  • 5 clients
  • 5 projects per 30 days
  • Unlimited invoices
  • PDF export with LockMargin branding
  • Basic Command Palette (5 actions)
  • Community support
  • Multi-currency & VAT calc
  • AES-256-GCM encryption
  • Local-first by default
Download →
Pay once, own forever
Free updates for v1.x
AES-256-GCM + Argon2id
No account required

What $49 actually means

Not a subscription. Not a hosted account. Not a rental.

You buy the software. Your data stays local. Your files remain yours.

Invoicing
Time tracking
Expenses
Quotes
26 reports
Full export
Encryption
Backups

How LockMargin compares

I used to pay for this too. $19/month for two years to store my own invoices on someone else's server. That's the model we're replacing.

FeatureLockMarginFreshBooksQuickBooks
Data locationLocal — your hard driveCloudCloud
PaymentOne-timeMonthly subscriptionMonthly subscription
Account requiredNoYesYes
Offline-firstYes — fully offlineNoLimited
EncryptionAES-256-GCM (your keychain)Server-sideServer-side
Client limits5 (Start) / Unlimited (Standard)Plan limitsPlan limits
Open formatSQLite / JSON / CSVProprietaryProprietary
Works without internetYesNoLimited
PAID IN FULL

RENT VS OWN — 3 YEARS

Invoicing software$348/yr
Time tracking$144/yr
Project management$168/yr
Cloud storage for backups$72/yr
Password manager$48/yr
Rental stack — TOTAL$780/yr
Over 3 years$2,340
What you own at the endnothing
LockMargin$49 once

The difference is not technical. It's philosophical. One model treats your data as an asset you lease. The other treats it as property you own.

LockMargin has no transaction markup. Your payment processor may charge its own fees.

Frequently asked questions

Is it really a one-time payment?

Yes. You pay once for LockMargin v1.x and own your license permanently. No subscription, no renewals. Major upgrades (v2.x) are offered at a 50% discount for Standard users.

What exactly do I get for $49?

Unlimited clients, projects, and invoices. Full PDF/CSV export, quotes, recurring invoices, Stripe Payment Links, time tracking, expenses, 26 financial reports, auto-backups, and priority email support.

Is there a free version?

Yes. Start is free to try — up to 5 clients, 5 projects per 30 days, unlimited invoices, PDF preview.

Can I export my data?

Standard unlocks full CSV, PDF, and JSON export with one click. Start includes PDF preview. Your data belongs to you — no vendor lock-in, no export fees.

What happens to my data if I stop using LockMargin?

Your data stays on your computer forever. Export anytime to standard formats. No account to delete, no subscription to cancel, no data held hostage.

How does AES-256-GCM encryption work?

AES-256-GCM with Argon2id key derivation. Keys are stored in your system keychain (Windows Credential Manager), never in the database or on disk. Sensitive fields are encrypted at the field level.

Is there a refund policy?

Yes. 30-day money-back guarantee. If LockMargin isn't right for you, email support@lockmargin.com within 30 days for a full refund.

The Landlord Test

If LockMargin disappeared tomorrow:

If the answer is yes, you own your workflow.

AES-256-GCM · Argon2id · open SQLite/JSON/CSV format

Before you buy LockMargin

I'd rather you find out here than after purchase.

Probably right for you if:

Probably wrong for you if:

Windows only for Early Access; macOS and Linux coming soon.

If the second list sounds like you, LockMargin is not your tool — and that's fine.

Stop renting your business. Own it.

No subscription · No account required · Your data stays yours forever

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